Introduction
NOTE: The data and findings below are drafts subject to change and
some pieces are still in the QA process.
RACE COUNTS provides a 3D view of racial equity:
PERFORMANCE: How
well people are doing. The higher the circle, the better the
performance.
DISPARITY: How racial groups compare to one another.
The further right the circle, the greater the differences by race.
IMPACT: The total population. The bigger the circle, the larger the
population.
Purple counties: Gains at Risk;
Orange counties: Prosperity for
the Few;
Yellow counties:
Struggling to Prosper;
Red counties:
Stuck and Unequal.
Key Findings
Race/Ethnicity Notes
1) “Other” race includes those who identify with a race outside
of the specifically named categories, such as Asian, White, etc.
2)
Race labels for bar charts: The “nh_” prefix signifies that a group is
non-Latinx (excludes Latinx).
3) The “twoormor” group represents
those who identify as Two or More Races.
Indicators
Housing Index
- All but one of the Bay Area county have above average outcomes.
Disparity levels vary, with San Mateo, Marin, Alameda, Napa, and San
Francisco among the top ten most disparate counties in the state.
- All six Southern California counties have below average performance,
although 4 out 6, including Los Angeles and San Diego counties, also
have below average disparities.
- Looking across all Housing indicators, Latinx Californians had worse
than average outcomes in all 10 housing indicators, while Black and
American Indian / Alaskan Native residents had the worst rate in 4 out
of 10 and 3 out of 10 indicators respectively.
Housing Cost Burden (Owner)
Scatterplot
Counties with larger populations tend to have lower racial
disparity and lower performance.
Los Angeles has the fourth lowest racial disparity and the third
worst cost burden for homeowners in the state.
Seven out of eight counties in the San Joaquin Valley region have
above average performance on homeowner cost burden rate.
State Barchart
- Nearly one in three California homeowners is housing cost burdened,
spending 30% or more of income on housing.
- Statewide, Latinx and Black homeowners have the highest housing cost
burden rate, at 3% and 7% above the statewide rate respectively.
- The housing cost burden rate for Black homeowners is 10 percentage
points higher than it is for the group with the best rate, American
Indian or Alaska Native homeowners.
Housing Cost Burden (Renter)
Scatterplot
- Orange, San Francisco, and Frenso Counties are the only three of the
state’s 10 most populous counties to have higher than average racial
disparities in rent burden rates.
- Nine out of 10 of the worst performing counties in terms of rent
burden are in the Northern / Sierra or Southern California regions.
State Barchart
- Over half of all renters in California are burdened by housing
costs
- Black and Latinx Californians are the only racial groups where over
half of renters are housing cost burdened
Denied Mortgage Applications
Scatterplot
- Counties with larger populations tend to have lower disparity and
above average performance in denied mortgage applications.
- Eight out of the ten worst performing counties in mortgage denial
rates also have above average racial disparities in application
denials.
- Imperial County and Amador County have the highest levels of racial
disparity in the state by a substantial margin. In both counties, more
than 42% of Black applicants and American Indian or Alaska Native
applicants are denied mortgages.
State Barchart
- Statewide, American Indian and Alaska Native Californians have the
worst mortgage application rate of any racial group and are denied on
over 30% of mortgage applications. This is almost double the overall
denial rate in the state.
- Black, Pacific Islander, and Latinx Californians are also all over 5
percentage points more likely to have a mortgage application denied than
the average Californian.
Eviction
Scatterplot
- San Bernardino County has the highest overall eviction filing rate
(worst performance), with higher rates for all groups (lower
disparity).
- Five of the ten most disparate counties for evictions are in the Bay
Area (San Francisco, Alameda, Contra Costa, San Mateo, and Santa Clara).
However,these same five counties all have higher than average
performance, meaning lower overall eviction rates.
State Barchart
- Black households are nearly twice as likely to face eviction
statewide as White or Asian households.
- Only Asian and non-Latinx White households have eviction filing
rates better than the statewide average.
Foreclosure
Scatterplot
- Six out of the nine Bay Area counties are in the Purple Quadrant
(High performance, Low disparity).
- Of the ten most populous counties in the state, eight better than
average foreclosure rates and seven have low racial disparities within
those rates.
State Barchart
- Black and AIAN foreclosure rates are over two times higher than the
the group with the best (lowest) rate.
- White and Asian Californians are the only racial groups who have
better foreclosure rates than the state average.
Homeownership
Scatterplot
- Homeownership is more prevalent in counties with smaller
populations, which makes sense as we would generally expect lower house
prices in those counties.
- San Francisco, with the worst performance, is one of two counties
where less than half of households own a home. It has the worst racial
disparity statewide because the Asian homeownership rate is double, or
close to double, that of all other groups.
- Los Angeles, with the second worst performance, is the other county
where less than half of households own a home. It has an average level
of racial disparity, but the statewide patterns hold, with non-Latinx
White and Asian homeownership rates being higher than other groups.
State Barchart
- White Californians are nearly twice as likely to own their home as
Black Californians. Slightly more than one-third of Black households own
their home.
- Statewide, less than half of American Indian or Alaska Native,
Pacific Islander, Latinx, Black, or households identifying with a racial
group under “other” own a home.
Overcrowded Housing
Scatterplot
- Los Angeles ranks second in worst (performance) in Overcrowded
Housing. All of the ten counties with the worst performance are in
Southern California, Central Valley, or the Central Coast regions.
- Four of the ten counties with the worst disparity are in the Bay
Area region, with Marin County having by far the worst disparity in the
state.
- Marin County has the highest disparity due to one in three Latinx
households and more than one in two Other Race households living in
overcrowded housing, while fewer than five out of every 100 non-Latinx
White households do.
State Barchart
- Statewide, Black households have the second best rate of overcrowded
housing and are about 33% less likely to live in overcrowded housing
than the average Californian.
- The Latinx overcrowded housing rate is almost 16 percentage points
higher than that of Non-Latinx White households.
Housing Quality
Scatterplot
- San Francisco County has the worst performance (highest overall
rate) of people living in low quality housing. Only non-Latinx White and
Asian residents are less likely to have low quality housing rates below
the average.
- Los Angeles County has the second worst performance and seventh
worst disparity rankings on this measure. Latinx households face the
worst racial disparities on this measure by far among all groups, with
12% living in low quality housing.
State Barchart
- Latinx Californians are over 2.5 times more likely to live in low
quality housing as non-Latinx White Californians.
- American Indians and Alaskan Natives, Pacific Islanders and
Californians identifying with the racial category “other” the other
three other racial groups with low quality housing rates that are worse
than the state average.
Student Homelessness
Scatterplot
- Four of the Five most racially disparate counties on this measure
are in the Bay Area. Alameda, Santa Cruz, and San Mateo Counties in
particular have by far the highest rates of racial disparity in student
homelessness in the state.
- Three of the four counties that are struggling the worst with
overall student homelessness rate are semi-urban counties in the Central
Coast – Santa Barbara, Monterey, and San Luis Obispo.
State Barchart
- American Indian and Alaska Native Californians have the highest
student homelessness rate in the state at 7.1%, which is a 75% increase
over the statewide rate.
- Black, Latinx, and Pacific Islander students are all significantly
above the statewide rate as well.
- Asian, Filipino, and White students in California all experience
rates of student homelessness that are less than half of the overall
statewide rate.
Subprime Mortgage Loans - UPDATED
Scatterplot
- Six out of the eight San Joaquin Valley counties are in the Yellow
Quadrant (Lower Disparity, Lower Performance) meaning they have subprime
loan rates and lower racial disparities.
- Seven out of the nine Bay Area counties are in the Orange Quadrant
(Higher Disparity, Better Outcomes).
State Barchart
- Lenders are more than four times as likely to give Latinx applicants
a subprime mortgage than the group with the best (lowest) rate.